Frequently Asked Questions
Twelve answers families ask us most often.
If your question is not below, call our Largo office or send us a message. We answer questions every day, in plain language.
Common questions
Questions families ask us first
How much does estate planning cost at your firm?
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We are widely recognized as one of the most reasonably priced estate planning firms in Florida. Most plans are quoted as a flat fee at the first meeting, and the price does not change unless the scope of work changes. We will tell you the number before you commit to anything.
Do I need a living trust if I already have a will?
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Possibly. A will alone usually means probate. A funded living trust avoids probate, maintains privacy, and provides for incapacity. Most of our clients use both, with a pour-over will that backs up the trust.
What happens to my Florida estate if I die without a will?
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Florida intestacy law decides who inherits, in what shares, and who serves as personal representative. The result rarely matches what most people would have chosen, particularly in blended families.
Can I avoid Florida probate?
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Often, yes. A funded revocable living trust, joint titling between spouses, and properly designated beneficiaries on accounts and life insurance can move most of an estate outside probate. We design plans with this in mind.
Will my estate owe federal estate tax?
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Most Florida estates do not, given the current federal exemption. We monitor the law and design plans to remain efficient even if exemption levels change.
How long does Florida probate take?
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Simple formal administrations generally run six to nine months. Summary administration for smaller estates can be faster. Contested matters can take a year or longer.
What is the Florida Medicaid look-back period?
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Florida applies a sixty-month look-back. Gifts and certain transfers within that window can trigger a penalty period of disqualification from long-term care benefits.
Is it too late to plan for Medicaid if my parent is already in a nursing home?
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No. Crisis planning is real and lawful. Even after admission, properly structured strategies can protect significant assets while securing benefits. Call our office quickly when this is your situation.
Do you handle out-of-state estates?
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Yes. We coordinate ancillary probate for Florida real estate held by non-residents, and we work with co-counsel in other states when needed.
How do you handle special-needs planning?
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We draft third-party and self-settled special-needs trusts so beneficiaries can receive support without losing eligibility for public benefits. We coordinate guardianship and ABLE accounts where appropriate.
How often should I update my plan?
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Every three to five years and after any major life event: marriage, divorce, birth, death, a move, or a substantial change in assets.
Do you meet clients outside the office?
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We do, when illness or distance requires it. We have served Florida families across the state for forty years and we adjust to what each client needs.
Speak with an attorney
Your first conversation with our office is always free.
Call our Largo office or send us a note. We answer questions in plain language, and we will tell you honestly what your situation needs.